Buying Car for the First Time? Know the basic guidelines

Buying a Car is an art!

Car was a luxury in the past. Now it is a necessity. Car Owner numbers are multiplying day by day with liberal Bank loans even to middle class common men.  A number of points are to be taken note of at the initial stage of selection, for keeping a Car in fit condition for a reasonably good period of time, when you go to buy a car paying lakhs of rupees. Proper selection will give you the pleasure in driving it.

Get more Tax Rebate with Sections other than Section 80C

Income Tax Exemptions – a timely alert

Tax Exemption means for many people it is Section 80C only, but in fact there are many tax exemptions available in the Income Tax. Act.  Interest paid, health care expenses and some types of investments made within the IT Act provisions are also eligible for IT exemption. Let us get acquainted with them.

Income Tax exemption is available to individuals or to Hindu un-divided families up to one lakh of rupees under Section 80C of the Act. In case, you have already invested some amounts, just review them. Remember that tax planning also is an integral part of your financial planning. Check-up whether you have still some more investible funds for getting the tax exemptions. Note that such amounts should be invested before 31.03.2013.

Consumer Rights and How to Complain in Consumer Forum?

March 15^th   WORLD CONSUMERS’ DAY

Fixed up with the tour operator to go to a marriage function; if the tour operator fails to make available the bus in time…

Paid the specified fee and registered your name in the marriage bureau web site; if the agency is non-responsive for a long time…

Purchased a new pair of chappals; the right-leg chappal is bigger than the left-leg chappal…

Such of these incidents seem to be simple, but they leave behind a lot of financial loss and inexpressible mental agony to you…

Then what is the way out for us?

As consumers, routinely we go in for purchase of goods and services. We pay for them, but could not get the desired guarantee for their publicised quality. Sometimes, we may get irked and even have to face some severe problems. Definitely, we cannot keep quite if we happen to face such situations repeatedly.